2008 Best First Student Credit Card: HSBC
- Orchard Bank Platinum MasterCard® Credit Card . [Back to Top]
The HSBC Orchard Bank Platinum MasterCard® is designed for those with a new or a limited credit history who wish to obtain a credit card account without deposit requirements as many other cards in this category require. With a
unique approach of educating customers on all aspects of
obtaining and managing credit, the Orchard Bank MasterCard®
continues today as a leader in the credit card industry.
Click below to apply now!
|
|
- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can
help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
|
Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
Varies |
Varies |
Varies |
Varies |
Varies |
Bad Credit OK |
|
2008 Best Student Rewards Card: +1
Student MasterCard® from Chase® . [Back to Top]
| The Chase +1(SM) Student MasterCard®, is designed for students who would like to take advantage of the reward program.
Through the Chase +1(SM) program, cardholders earn one point per dollar spent on eligible purchases. Points are redeemable for exclusive group member benefits such as music, movies, ticketmaster gift cards, VIP movie screening tickets, spring break discounts and more. Cardholders can earn additional points at Facebook.com/plus1. In addition to the reward program, the card provides common benefits that include extended warranty, purchase protection, and emergency card and cash replacement. The card has no annual fee and a low introductory rate is available for purchases and balance transfers for the first six months.
Therefore, students plan to take advantage of the Chase +1(SM) reward program will benefit most from what the Chase +1(SM) Student MasterCard® has to offer. |
 |
- 0% Introductory APR on all purchases and balance transfers
for up to 6 months
- No annual fee
- Earn 15 Karma Points just by getting approved for a Chase
credit card
- Earn more Karma Points at Facebook.com/plus
- Share points with friends, give points to support causes
Get the limited edition Facebook t-shirt with 10 Karma
Points
- Get music, movies, electronics and more with your Karma
Points in the Chase +1 store
|
Intro
APR |
Intro
APR Period |
Annual
Fee |
Balance
Transfers |
0% |
6 Months |
None |
Yes |
|
2008 Best Student Gas Credit Card: Discover®
Open Road (SM) Card for Students . [Back to Top]
| The Discover® Open Road(SM) Card for Students is designed for students who would like to earn cash rewards for their gas and auto maintenance spending.
Through the reward program, cardholders earn a 5% rebate on gas and auto maintenance purchases. Plus, cardholders earn up to 1% for general purchases. Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners.
The card also provides standard benefits including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers. There is no annual fee, and there is also a 0% introductory APR that applies to purchases for six months. Therefore, those students who plan to spend significantly on gas and auto maintenance purchases will benefit most from what the Discover® Open Road(SM) Card for Students has to offer.
|
|
- 0% Interest* on Purchases 6 months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance
purchases*
- Up to 1% unlimited Cashback Bonus on all other
purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
|
Intro
APR |
Intro
APR Period |
Annual
Fee |
Balance
Transfers |
0% |
6 Months |
None |
Yes |
|
2008 Best Student Platinum Card: Bank
of America® Student Platinum Plus® Visa® . [Back to Top]
| The Bank of America® Student Platinum Plus® Visa® Credit Card is designed for students with very good credit who would like the opportunity to begin building their credit history. As an added bonus, new applicants will receive a $25 statement credit after qualifying transactions. The card has no annual fee. The card offers cardholders various benefits such as access to online banking, auto rental insurance, and purchase protection services. Therefore, those students who would like to start building their credit, and will take advantage of the additional services will benefit most from what the Bank of America® Student Platinum Plus® Visa® Credit Card has to offer. |
|
- Receive a $25 statement credit after qualifying transactions§§
- No cosigner required
- No annual fee
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, NA.
|
Intro
APR |
Intro
APR Period |
Annual
Fee |
Balance
Transfers |
0% |
6 Months |
None |
Yes |
|
2008 Best Student Personalized Credit Card: Discover®Student
Card - Monogram Collection . [Back to Top]
| The Discover® Student Card - Monogram Collection provides a personalized card design that displays the cardholder's initial(s) as well as a Cashback Bonus® Reward program. Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Plus, cardholders earn up to 1% for general purchases.
Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners.
Aside from the reward program, the unique feature of this card is that cardholders can choose from three card designs that will display either their first initial or their first and last initials on the front of the card.
The card also provides standard benefits including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers. There is no annual fee and 0% interest that applies to purchases for six months. Therefore, those who wish to hae a personalized credit card and would like a Cashback Bonus® award program will benefit most from what the Discover® Student Card - Monogram Collection has to offer. |
|
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
|
Intro
APR |
Intro
APR Period |
Annual
Fee |
Balance
Transfers |
0% |
6 Mo Purch Only |
None |
Yes |
|
|
