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We've spent hundreds of hours going through all of the best student credit card offers out there for students and have chosen the best of the best below.

We have direct links to each bank’s application site, so you don’t have to search around once you’ve made a decision on the best offer. We take no personal information, and simply link to the right bank application site for the offer you want. Please remember to read terms and conditions when you apply, and ask the banks questions, as offers and fees change.

2008 EDITORS CHOICE - BEST STUDENT CREDIT CARDS
HSBC Orchard Platinum Card
Best Student Card to Build / Re-Build Credit
HSBC Orchard Bank Platinum MasterCard®
Click Here to Apply
Best Student PLATINUM Credit Card
Bank of America® Student Platinum Plus® Visa
Click Here to Apply
Bank of America® Platinum Plus® Visa® Student Credit Card
 
Best Student CASH BACK Credit Card
Best Student GAS Credit Card
Discover® Open Road(SM) Card for Students
Click Here to Apply

Discover® Open RoadSM Card for Students

Chase +1SM Student MasterCard® card
Best Student REWARDS Credit Card
Chase +1(SM) Student MasterCard®
[Read Review] Click Here to Apply
Best Student PERSONALIZED Credit Card
Discover® Student Card - Monogram Collection
Click Here to Apply
Discover® Student Credit Card - Monogram Collection
 

Other Recommended Student Credit Cards:

Discover Student Card - Clear [Read Review] [Apply]
Discover Student Card - Tropical Beach
Chase Student Flexible Rewards Card [Read Review] [Apply]
Discover Student Card

Helpful Information on the Best Student Credit Cards:

 

Meeting the financial needs of Students

As a college student your financial needs and challenges are unique. Banks have realized this and over the past decade have made it much easier to obtain a card. In fact students are bombarded by offers clamoring for their business each year. Although it's easy to say yes to each and every offer you get, be careful to select the best one for your student needs. Making the right choice is about assessing your needs and weighing those .... [ more ]
 

Choosing the Best Student Credit Card for College

You've made it to college, and now as a student you're ready for the responsibility of being on your own. And part of living on your own is knowing how to manage your money so you can both save and spend your finances wisely. So your next big step into the world of finance after opening a student checking account is to apply for your first offer. This is a big deal because as a student, you probably have little or no history. If you want to be financially independent .... [ more ]

 

Which Type of Offer is Right for You?

As a college student with little or no credit history, it is important to choose the best student offer for your financial needs. With the popularity of college credit cards on the rise, you can now choose from a wide variety of different types of offers that will help you build your history. Along with these student cards come many benefits and features that students can take advantage of, from cash back incentives, airlines miles, and free money towards your favorite shops to.... [ more ]

 

 

 

Getting Your First Approval

We all get ourselves that piece of plastic at some time in our lives; we acquire our first one as early as senior year in high school or when we enter college. And we all come across the same kind of problems while finding the right first one in terms of finding an issuer or while managing the financial responsibility. Typically, all banks will ask you for a previous report that usually we are unable to provide to their satisfaction. Or sometimes they ask for some kind of guarantee that will prove us to be good paymasters. The first question that a bank will ask you while applying for a first one, is about your previous financial history. Since most of the younger generation usually does not possess any previous line of credit, banks tend to look at their first applications disapprovingly. Thus it is not straightforward to find the right first issuer as well as establishing a good score. You can solve this problem by first seeking an issuer making a special offer. You must look for a bank that tends to offer first ones for individuals who are starting off with their first line. You may not have an excessive line at the beginning, but if you continue to be a loyal customer to the bank as well as a good paymaster, you will certainly receive the benefits of higher limits in the future. [ more ]

 
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